Quincy MA Median Home Price 2026: Redfin vs Zillow, Explained
Quincy's median sale price sits in the mid $600,000s according to Redfin, while Zillow's home value index puts it closer to $676,000. Both numbers are correct, and the gap between them is the most useful thing on this page. Redfin measures what homes actually sold for. Zillow estimates what all homes in the city are worth, including the ones nobody is selling. If you are buying or selling in Quincy right now, the second paragraph matters more than either headline number.
Last reviewed: August 4, 2026
If you have been waiting for a dramatic move in either direction, it has not happened. What we have instead is a market that has settled into a two-speed pattern, and understanding which speed applies to your situation matters more than any single headline number. Here is where things actually stand at mid-year, and what it means if you are thinking about buying, selling, or investing in Quincy before the year is out.
The Numbers at Mid-Year 2026
Here is a snapshot of where the Quincy market stands as of July 2026, pulled from Redfin, Zillow, Freddie Mac, and MLS-based reporting. Numbers shift month to month, so treat these as a mid-year reading rather than fixed facts.
| Metric | Mid-2026 Reading | Direction |
|---|---|---|
| Citywide median sale price | Mid $600,000s per Redfin (~$655K, three months ending May); Zillow's value index higher at ~$676K | Roughly flat to slightly up year over year |
| Median list price | Roughly $690,000 to $720,000 depending on the source (July) | List prices running ahead of sale prices |
| Time to sell | Roughly three weeks to a month depending on the measure and source | Similar pacing to last summer |
| Single-family months of supply | Around 1.4 months | Firmly a seller's market |
| Condo months of supply | Around 3.3 months | Closer to balanced |
| Single-family sale-to-list | Around 102 percent of asking on average | Still selling over asking |
| Condo sale-to-list | Around 99 percent of asking on average | At or just under asking |
| 30-year mortgage rate | Started July at 6.43 percent, up to 6.55 percent by mid-July (Freddie Mac) | Down from about 6.75 percent a year ago |
Two things jump out. First, the price story is stability, not decline. Different sources read the exact number differently, but they agree on the trend: flat to very modestly up. Second, the single-family and condo markets are behaving like two different cities, and that gap is the defining feature of 2026 so far.
What Happened in the First Half of 2026
The year opened much the way 2025 closed. Inventory stayed tight through the winter, the spring market brought the usual seasonal lift in listings, and demand held up better than many people expected given where rates were sitting.
A few first-half storylines worth knowing:
Single-family homes stayed scarce and competitive. With roughly 1.4 months of supply, single-family sales averaged about 102 percent of list price. In my experience, well-priced homes in established neighborhoods like Wollaston, Squantum, and Merrymount continued to see strong interest and often multiple offers. If you sold a single-family home in Quincy this spring, you almost certainly had leverage.
Condos moved into more balanced territory. At around 3.3 months of supply, condo buyers finally have choices, and it shows in the numbers. Condos are averaging right around asking price rather than over it, and marketing times run longer than the single-family side. My read is that the new rental buildings coming online in Quincy Center and North Quincy have also given some would-be condo buyers a reason to keep renting, which softens condo demand at the margins.
Rates gave back a little ground. Freddie Mac's 30-year fixed started July at 6.43 percent and moved up to 6.55 percent by mid-month, still below the roughly 6.75 percent of a year earlier. That is not a dramatic improvement, but on a $650,000 purchase it is real money every month, and it has kept buyers engaged who might otherwise have stepped back.
Development kept reshaping the backdrop. As of mid-2026, projects like MacArthur Landing in Quincy Center were moving forward, The Abby continued leasing in North Quincy, and the city's transit-oriented pipeline stayed active. More rental supply appears to be moderating rent growth in the newer buildings, though the older housing stock remains tight.
Who This Applies To
If you own a single-family home in Quincy, you are still in the stronger seat. Supply is short, buyers are competing, and homes that show well and price correctly are typically selling at or above asking within a few weeks.
If you are shopping for a condo, this is the most buyer-friendly corner of the Quincy market. More supply, near-asking pricing, and longer marketing times mean you can negotiate, include contingencies, and take your time in a way single-family buyers cannot.
If you are a single-family buyer, the math has not changed much: you need to be prepared, pre-approved, and decisive, because 1.4 months of supply does not forgive hesitation on well-priced homes.
If you are an investor, flat prices plus slightly lower rates have improved the math modestly since last year, but Quincy remains a market where deals come from careful underwriting, not from broad price weakness.
What Separates Winners from Losers Right Now
On the sell side, the winners are pricing to the market instead of to last year's headlines. Median list prices are running roughly $690,000 to $720,000 depending on the source, while the median sale price sits in the mid $600,000s. That gap tells you some sellers are testing numbers the market will not pay. Homes priced at the number the recent comps support are the ones drawing multiple offers, and overpriced listings are the ones sitting and eventually cutting.
On the buy side, the winners are matching their strategy to the segment. Buyers who treat a condo purchase like a single-family bidding war overpay. Buyers who treat a single-family purchase like a condo negotiation lose the house. Knowing which market you are actually in, and what the last 90 days of comps say, is the whole game at mid-year.
How to Position Yourself for the Second Half
For sellers, the fall market after Labor Day is the next real window. Use the rest of the summer to prep the house, gather the comps, and set a price the data supports. If you own a condo, plan for a longer marketing period and put more weight on presentation and realistic pricing, because your buyers have alternatives.
For buyers, keep an eye on rates but do not try to time them perfectly. The move from about 6.75 percent a year ago to the mid 6.4s and 6.5s this July shows how gradually this is playing out. If a rate dip comes, well-prepared buyers will face more competition almost immediately, which can erase the payment savings. A pre-approval at today's rates, refreshed as things change, keeps you ready either way.
For investors, the condo segment's balance and the steady rental demand near the Red Line are the mid-year story worth studying. Flat purchase prices with rents holding firm can work, but run the numbers deal by deal.
The Bottom Line
Mid-2026 Quincy is a stable, split market. Single-family homes remain a seller's market with roughly 1.4 months of supply and sales averaging about 102 percent of asking. Condos have moved toward balance at roughly 3.3 months of supply, giving buyers real negotiating room relative to the single-family side. Citywide prices are roughly flat to slightly up year over year, with the median sale price in the mid $600,000s, and mortgage rates in the mid 6s are a touch friendlier than last summer.
None of that makes the decision for you. Whether this is your moment to buy, sell, or hold depends on your segment, your timeline, and your numbers. The market data is the starting point, not the answer.
Frequently Asked Questions
Is the Quincy housing market going up or down in 2026?
Neither, meaningfully. As of mid-2026, citywide prices are roughly flat to slightly up compared to a year ago, with the median sale price in the mid $600,000s on Redfin and Zillow's home value index a bit higher at about $676,000, up 0.6 percent. Single-family homes are holding value slightly better than condos.
Is Quincy a buyer's or seller's market right now?
It depends on the property type. Single-family homes, at around 1.4 months of supply, remain a clear seller's market. Condos, at around 3.3 months of supply, are close to balanced, which gives condo buyers more leverage than they have had in several years.
Are homes in Quincy still selling over asking in 2026?
Single-family homes are, averaging around 102 percent of list price. Condos are averaging right around 99 percent of asking, meaning at or just under list. The days of everything selling over asking are behind us, but well-priced single-family homes still routinely do.
Where are mortgage rates in July 2026?
Freddie Mac's weekly survey showed the 30-year fixed starting July 2026 at 6.43 percent, then 6.49 and 6.55 percent in the following weeks, compared to about 6.75 percent a year earlier. Rates have moved in a narrow band all year.
Should I wait until 2027 to buy in Quincy?
Waiting has a cost either way. Prices are flat, not falling, and supply on the single-family side remains tight, so there is no clear signal that waiting buys you a better deal. If rates fall meaningfully, competition tends to increase quickly. The better question is whether the monthly payment on a home you like works for your budget today.
Trying to figure out what the mid-year numbers mean for your specific situation? Whether you are weighing a sale this fall, shopping the condo market, or running numbers on an investment, I am happy to walk through the current data with you. Reach out through the contact page and we will look at what makes sense for your timeline.