What $700K Buys You in Quincy Right Now (Spring 2026)

$700,000 is right around the citywide median for Quincy — which means it is not a stretch budget, and it is not a luxury budget. It is the number where most buyers in this market are actually competing. And depending on which neighborhood you focus on, $700K can mean very different things.

Here is an honest, neighborhood-by-neighborhood look at what your money actually gets you right now.

Wollaston: You Are in the Game, But You Will Compete

Wollaston's median is $809,000, so $700K puts you below the midpoint — but it does not put you out. At this price, you are typically looking at a smaller single-family (think 1,200–1,500 sq ft), a cape or ranch that needs some updating, or a well-maintained two-bedroom condo. The tradeoff is that Wollaston moves fast — homes here average just 14 days on market. If you find something at $700K in Wollaston, be ready to move quickly and expect competition.

What you can realistically find: a 3-bedroom cape on a side street, a renovated condo near Wollaston Beach, or a starter single-family that needs cosmetic work but is priced to sell.

North Quincy: Strong Value, Red Line Access

With a median of $694,000, North Quincy is almost exactly your budget — which means $700K is a comfortable number here. You are not stretching, and you are not settling. At this price point, you can find 3-bedroom single-families, updated condos within walking distance of the Red Line, and two-family homes if you want the option of rental income.

North Quincy is one of the best commuter values in the Boston metro. Four Red Line stops run through the area, and the T access adds real long-term value to anything you buy here. The market has softened slightly year-over-year (-3.7%), which means buyers have a bit more room to negotiate than they did in 2025.

What you can realistically find: a 3-bedroom single-family within a mile of the T, a renovated two-bedroom condo in a well-maintained building, or a two-family with rental income potential.

Houghs Neck and Adams Shore: The Most Space for Your Money

At a median of $614,000, $700K is above average in Houghs Neck and Adams Shore — which means you have real buying power here. This is where $700K can get you a larger home, a bigger lot, and in some cases, water views or direct beach access that would cost twice as much in other markets.

The tradeoff is location. Houghs Neck is a peninsula at the southern tip of Quincy, and it does not have T access. You will need a car, and the commute to Boston is longer than from North Quincy or Quincy Center. But for buyers who prioritize space, outdoor lifestyle, and coastal character over walkability, this is where $700K goes the furthest.

What you can realistically find: a 3–4 bedroom single-family with a yard, a home with water views or a short walk to the beach, or a recently updated cape or colonial with room to grow.

Quincy Center: Condos and Urban Convenience

Quincy Center's median is $575,000, so $700K is well above average here — but Quincy Center is primarily a condo market. At this budget, you are looking at larger units, newer construction, or penthouses in well-amenitized buildings. If you want a single-family in Quincy Center, $700K will find you something, but inventory is limited and the stock tends to be older.

The appeal of Quincy Center is walkability and T access. Quincy Center station is a major Red Line hub with direct service to downtown Boston, and the area has seen significant new development over the past several years. For buyers who want an urban lifestyle without Boston prices, $700K in Quincy Center buys a genuinely comfortable home.

What you can realistically find: a 2-bedroom condo in a newer building with parking and amenities, a larger older unit in a well-maintained building, or a small single-family on a side street.

Marina Bay: Waterfront Lifestyle at the Entry Level

Marina Bay has a median of $563,000 and has appreciated 25% year-over-year — the fastest-moving neighborhood in Quincy. At $700K, you are above the median, which gives you options. Marina Bay is a condo-heavy neighborhood built around a working marina, with water views, walking paths, and a genuinely distinctive lifestyle that is hard to find at this price point anywhere near Boston.

The catch is that Marina Bay is not close to the T. You will need a car for most errands, and the commute to Boston is typically by car or bus rather than rail. But for buyers who want waterfront living without the Squantum price tag, $700K in Marina Bay is a compelling option.

What you can realistically find: a 2-bedroom condo with water views or marina access, a larger unit in one of the newer buildings, or a townhouse-style unit with private outdoor space.

Merrymount and Squantum: Above Budget, But Worth Knowing

Merrymount ($838,000 median) and Squantum ($830,000 median) are both above a $700K budget at the median level. That does not mean nothing is available — both neighborhoods have condos and smaller homes that occasionally come in under $700K — but you should go in knowing you are below the midpoint and that competition for those properties will be real.

If Merrymount or Squantum is your target, $700K is a starting point, not a comfortable number. It is worth having a conversation about whether stretching the budget or focusing on a more affordable neighborhood better serves your goals.

The Bottom Line

$700,000 is a real number in Quincy. It buys you a genuine home in most neighborhoods — not a compromise, not a teardown. But what it buys you depends entirely on where you look and what matters most to you: commute, space, lifestyle, or long-term appreciation.

If you want to talk through which neighborhood fits your priorities — and what is actually available right now at your budget — I am happy to have that conversation. There is no pressure and no obligation. Just an honest look at what the market looks like for you.